Title Insurance

What Is Title Insurance and How Does It Protect You?

Title insurance protects buyers, sellers, and lenders from potential ownership disputes, hidden liens, or legal defects tied to a property’s history. Unlike other types of insurance that guard against future risks, title insurance safeguards against past events that could threaten legal ownership.

There are typically two types of title insurance:

• Owner’s Policy – Protects the homebuyer’s financial investment in the property.
• Lender’s Policy – Protects the lender’s interest until the loan is paid off.

Why Title Insurance Matters

When purchasing real estate, you’re not just buying land and buildings, you’re acquiring legal rights to a property. Without proper title coverage, any unresolved legal issue like an old lien, undisclosed heir, or boundary dispute could affect your ownership. That’s where a Title Insurance Policy is a key.

How the Process Typically Works

1. Preliminary Title Report Search: We investigate public records to uncover any potential issues that could impact ownership.

1. Clear to Close: Once issues are cleared or resolved, we prepare a title commitment and work with escrow to finalize closing documents.

1. Issuing the Policy: Once the transaction is closed, we issue the title insurance policy to the owner and/or lender.

Fees & Costs Involved with Title Insurance

Title insurance is a one-time fee paid during the closing of a home purchase, typically based on the property’s sale price or loan amount. SoCal Title ensures competitive, transparent pricing that reflects county-specific rates and state regulations.

What You Can Expect When You Choose SoCal Title for Your Policy

• Detailed title searches backed by experienced examiners
• Quick issue resolution to avoid delays
• Coordination with escrow, lenders, and agents
• Custom title commitments and endorsements
• Fast issuance of final title policies

Why Choose SoCal Title

• Seasoned Experts — Our experienced title team has worked through thousands of transactions and is trusted by top agents and lenders across California.
• Precision & Speed — We prioritize clean titles, fast turnarounds, and thorough communication from start to finish.
• Technology-Driven Tools — Use our suite of digital tools to calculate fees, generate net sheets, and stay informed—right from your phone.

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Trusted Title Insurance Services in California

Title insurance protects your real estate investment by resolving past legal issues tied to property ownership. Whether you’re buying your first home or refinancing an investment property, SoCal Title offers fast, compliant, and dependable service for agents, buyers, sellers, and lenders throughout Southern California.

• What is title insurance
• Title insurance in California
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• Real estate title protection
• How much is title insurance